13 Nov 2013
November 13, 2013

Getting It All Together for Retirement

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Where is everything? Time to organize and centralize your documents. Provided by Alterra Wealth Management Before retirement begins, gather what you need. Put as much documentation as you can in one place, for you and those you love. It could be a password-protected online vault; it could be a file cabinet; it could be a.. read more →

13 Aug 2013
August 13, 2013

What if Fannie & Freddie Went Away?

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How might things change for mortgage lenders & borrowers? Provided by Alterra Wealth Management Is a new home financing system ahead? In the text of a speech delivered August 6, President Obama said: “I believe that while our housing system must have a limited government role, private lending should be the backbone of the housing.. read more →

President Obama returns to an idea he introduced in 2012. Provided by Alterra Wealth Management What if corporate taxes were 7% lower? Specifically, what if the corporate tax rate was reset to 28%, 25% for manufacturing companies? As a tradeoff for this tax cut, what if multinational corporations based in the U.S. paid a one-time.. read more →

Keep calm & carry on – it may be good for your portfolio. Provided by Alterra Wealth Management Why do so many retirement savers underperform the market? From 1993-2012, the S&P 500 achieved a (compound) annual return of 8.2%. Across the same period, the average investor in U.S. stock funds got only a 4.3% return… read more →

Can the federal government follow through on its ambitions? Provided by Alterra Wealth Management In 2014, we were supposed to see profound health care reform per the 2011 Affordable Care Act – but how much of that reform will roll out on time? The federal government has already conceded that it can’t enforce the employer.. read more →

The Supreme Court decision has brought significant change. Provided by Alterra Wealth Management When the Supreme Court voted to repeal Section 3 of the Defense of Marriage Act (DOMA) on June 26, it opened financial doors previously closed to same-sex couples. Unfortunately, not all of these doors may open in certain states. A major complication.. read more →

If the central bank ceased easing, could stocks continue their ascent? Presented by Alterra Wealth Management Could this bull market last with less help from the Federal Reserve? Is it propped up by the Fed’s stimulus, or strong enough to sustain itself if the central bank reduces its efforts? Some factors hint that the economy.. read more →

04 May 2013
May 4, 2013

Bonds and Interest Rates

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A look at how one can greatly affect the other. Presented by Alterra Wealth Management Is the bond bull history? Bond titan Bill Gross called an end to the 30-year bull market in fixed income back in 2010, and he has repeated his opinion since. Legendary investor Jim Rogers predicted an end to the bond.. read more →

17 Mar 2013
March 17, 2013

Putting Your Tax Refund to Work

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Where could that money go besides a bank account? Presented by Alterra Wealth Management Should your refund be saved? According to a TD Ameritrade poll, 47% of U.S. taxpayers expect a refund this year. What do they plan to do with the money?1  The answers may surprise you. While 15% of the survey respondents indicated.. read more →

20 Feb 2013
February 20, 2013

Common Deductions Taxpayers Overlook

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Make sure you give them a look as you prepare your 1040. Presented by Alterra Wealth Management Every year, taxpayers leave money on the table. They don’t mean to, but as a result of oversight, they miss some great chances for federal income tax deductions. While the IRS has occasionally fixed taxpayer mistakes in the.. read more →