13 Nov 2013
November 13, 2013

Getting It All Together for Retirement

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Where is everything? Time to organize and centralize your documents. Provided by Alterra Wealth Management Before retirement begins, gather what you need. Put as much documentation as you can in one place, for you and those you love. It could be a password-protected online vault; it could be a file cabinet; it could be a.. read more →

Retirement & estate planning strategies are being greatly altered. Provided by Alterra Wealth Management When the Supreme Court affirmed the legality of same-sex marriage in June, its ruling profoundly altered the financial planning landscape for gay and lesbian couples – resulting in some “night and day” differences. Yet in looking at the financial “before and.. read more →

Keep calm & carry on – it may be good for your portfolio. Provided by Alterra Wealth Management Why do so many retirement savers underperform the market? From 1993-2012, the S&P 500 achieved a (compound) annual return of 8.2%. Across the same period, the average investor in U.S. stock funds got only a 4.3% return… read more →

Can the federal government follow through on its ambitions? Provided by Alterra Wealth Management In 2014, we were supposed to see profound health care reform per the 2011 Affordable Care Act – but how much of that reform will roll out on time? The federal government has already conceded that it can’t enforce the employer.. read more →

The Supreme Court decision has brought significant change. Provided by Alterra Wealth Management When the Supreme Court voted to repeal Section 3 of the Defense of Marriage Act (DOMA) on June 26, it opened financial doors previously closed to same-sex couples. Unfortunately, not all of these doors may open in certain states. A major complication.. read more →

There is no simple answer, but consider some factors.  Provided by Alterra Wealth Management You save for retirement with the expectation that at some point, you will have enough savings to walk confidently away from the office and into the next phase of life. So how do you know if you have reached that point?.. read more →

15 May 2013
May 15, 2013

Filial Support Laws

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Could you end up paying for your parents’ nursing home care? Presented by Alterra Wealth Management Ever hear of “filial piety”? How about “filial support”? You may be unfamiliar with these phrases – and the laws based on them. A recent, notable court ruling has brought filial support laws back into the spotlight. Some attorneys.. read more →

17 Mar 2013
March 17, 2013

Putting Your Tax Refund to Work

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Where could that money go besides a bank account? Presented by Alterra Wealth Management Should your refund be saved? According to a TD Ameritrade poll, 47% of U.S. taxpayers expect a refund this year. What do they plan to do with the money?1  The answers may surprise you. While 15% of the survey respondents indicated.. read more →

If you do, there are some “minor concerns” to keep in mind. Presented by Alterra Wealth Management Should you make a minor child the primary beneficiary of your IRA? Are there any caveats to that choice? IRA owners frequently name young children as contingent beneficiaries of their accounts, but designating someone younger than 18 as.. read more →

Key questions for you & your family to consider.    Provided by Alterra Wealth Management A labor of love may come to involve money issues. Providing eldercare to a parent, grandparent or relative is one of the noblest things you can do. It is a great responsibility, and over time it may also lead you and.. read more →