13 Nov 2013
November 13, 2013

Getting It All Together for Retirement

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Where is everything? Time to organize and centralize your documents. Provided by Alterra Wealth Management Before retirement begins, gather what you need. Put as much documentation as you can in one place, for you and those you love. It could be a password-protected online vault; it could be a file cabinet; it could be a.. read more →

Retirement & estate planning strategies are being greatly altered. Provided by Alterra Wealth Management When the Supreme Court affirmed the legality of same-sex marriage in June, its ruling profoundly altered the financial planning landscape for gay and lesbian couples – resulting in some “night and day” differences. Yet in looking at the financial “before and.. read more →

The Supreme Court decision has brought significant change. Provided by Alterra Wealth Management When the Supreme Court voted to repeal Section 3 of the Defense of Marriage Act (DOMA) on June 26, it opened financial doors previously closed to same-sex couples. Unfortunately, not all of these doors may open in certain states. A major complication.. read more →

15 May 2013
May 15, 2013

Filial Support Laws

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Could you end up paying for your parents’ nursing home care? Presented by Alterra Wealth Management Ever hear of “filial piety”? How about “filial support”? You may be unfamiliar with these phrases – and the laws based on them. A recent, notable court ruling has brought filial support laws back into the spotlight. Some attorneys.. read more →

01 May 2013
May 1, 2013

A Primer for Estate Planning

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Things to check and double-check before you leave this world. Presented by Alterra Wealth Management  Estate planning is a task that people tend to put off, as any discussion of “the end” tends to be off-putting. However, those who leave this world without their financial affairs in good order risk leaving their heirs some significant.. read more →

What can you do to lessen its impact for your heirs?   Presented by Alterra Wealth Management Probate subtly reduces the value of many estates. It can take more than a year in some cases, and attorney’s fees, appraiser’s fees and court costs may eat up as much as 5% of a decedent’s accumulated assets. Think.. read more →

If you do, there are some “minor concerns” to keep in mind. Presented by Alterra Wealth Management Should you make a minor child the primary beneficiary of your IRA? Are there any caveats to that choice? IRA owners frequently name young children as contingent beneficiaries of their accounts, but designating someone younger than 18 as.. read more →

Key questions for you & your family to consider.    Provided by Alterra Wealth Management A labor of love may come to involve money issues. Providing eldercare to a parent, grandparent or relative is one of the noblest things you can do. It is a great responsibility, and over time it may also lead you and.. read more →

04 Jan 2013
January 4, 2013

The Fiscal Cliff Deal & Your Taxes

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What will change (and won’t change) as a result of the new legislation. Several tax hikes, some tax breaks. Now that the fiscal cliff deal assembled in Congress is becoming law, it is time to look at some of the tax law changes that will result. Here are the major details in the bill, which.. read more →

01 Jan 2013
January 1, 2013

Bad Money Habits to Break in 2013

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Behaviors worth changing for the New Year.      Do bad money habits constrain your financial progress? Many people fall into the same financial behavior patterns year after year. If you sometimes succumb to these financial tendencies, the New Year is as good an occasion as any to alter your behavior. #1: Lending money to family &.. read more →